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Lombard Real Estate for Sale | Homes-Condos-Lofts-Apts- @properties

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You are here: Home / Guides for Buyers / Who Pays for What?

Who Pays for What?

wdt_ID SALE PRICE TYPICAL COST WHO PAYS?
1 COMMISSION 6% of PURCHASE PRICE SELLER
2 APPRAISAL $250-$500 BUYER
3 CREDIT REPORT $30-$75 PER BORROWER BUYER
4 INSPECTION FEE $350+/VISIT BUYER
5 LENDER-DIRECT UNDERWRITING FEE $750-$1,000 BUYER
6 PROCESSING FEE $150 BUYER
7 FLOOD CERTIFICATE $50-$100 BUYER
8 TAX SERVICE $85-$200 BUYER
9 ATTORNEY FEE $600-$1,000+ BOTH
10 SETTLEMENT CLOSING $250-$1,000 BUYER
11 TITLE INSURANCE (BUYER) $250-$1,000 BUYER
12 TITLE INSURANCE (SELLER) $300-$2,000 SELLER
13 RECORDING FEE $75-$250 BOTH
14 STATE TRANSFER TAX $1.50 PER $1,000 SELLER
15 COUNTY/CITY TRANSFER TAX $3.00 PER $1,000 SELLER
16 CHICAGO CITY TRANSFER TAX* $7.50 PER $1,000 BUYER
17 SURVEY $500 - $1,000 SELLER
18 INTEREST PER DAY LOAN AMOUNT X RATE/365 BUYER
19 ESCROW TAXES 1-5 MOS. (IF APPLICABLE) BUYER
20 ESCROW INSURANCE 1-5 MOS. (IF APPLICABLE) BUYER
21 TAX PRORATION 105-110% OF LAST TAX BILL SELLER

TAX PRORATION SELLER ESTIMATED CLOSING COSTS COURTESY OF PROPER RATE®. Prices subject to change. Actual costs vary per lender, loan amount, property type and other factors.

*Property transfer taxes vary per local jurisdiction or township. Please consult your real estate attorney to obtain the best possible estimate for taxes and other closing costs.

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Understanding Lombard

” Lombard, also known as “Lilac Village” for its lovely lilac garden and annual lilac festival, is a postcard-perfect suburban village with a welcoming and tight-knit community. Residents love their Village’s lovely homes, historic downtown, excellent schools, and great public parks. And, whether for work or play, getting to Chicago is a breeze via car or the Metra train!

The Lombard area was first settled by Euro-Americans in the 1830s. Attracted to the area for its fertile land and plentiful timber along the winding DuPage River, this early farming community was known as “Babcock’s Grove”. With the construction of a rail line to Chicago, the community was developed as a commuter suburb…”  More…

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